Thursday, March 8, 2012

House GOP struggles to piece budget together

Sen. Charles J. Colgan, D-Prince William, left, and Sen. Emmett W. Hanger, Jr., R-Augusta, right, have a laugh as they head for a budget conference committee meeting with the House of Delegates members at the General Assembly Building in Richmond, Va., Tuesday, March 6, 2012. Both sides are trying to reach a budget comprimise before adjournment Saturday, March 10, 2010. (AP Photo/Richmond Times-Dispatch, Bob Brown)

Sen. Charles J. Colgan, D-Prince William, left, and Sen. Emmett W. Hanger, Jr., R-Augusta, right, have a laugh as they head for a budget conference committee meeting with the House of Delegates members at the General Assembly Building in Richmond, Va., Tuesday, March 6, 2012. Both sides are trying to reach a budget comprimise before adjournment Saturday, March 10, 2010. (AP Photo/Richmond Times-Dispatch, Bob Brown)

(AP) ? Conservatives dominating the House are pushing to scrap last year's budget pact with President Barack Obama and impose new cuts on domestic agencies in an election-year drive to show voters they're serious about shrinking the government.

The move is popular with freshman lawmakers elected on a tea party wave in 2010. But veteran lawmakers warn it will produce gridlock later, when Congress has to follow up the springtime debate on a broad budget blueprint with actual spending bills reflecting the new cuts, and get them enacted into law.

Driving the discussion is frustration among many Republicans that they haven't done enough to cut spending or curb deficits that still exceed $1 trillion a year. The upcoming budget debate is maybe the last, best forum to demonstrate their bona fides to voters ? especially core conservatives they're counting on to turn out in large numbers to maintain the GOP's majority in the House.

"There is a lot of pent-up demand from our members to show the American people a way forward to fiscal sanity. We can't continue to have budget deficits of over a trillion dollars a year," House Speaker John Boehner, R-Ohio, said Tuesday. "This is not sustainable. So our members want to show the American people a way forward, and they will."

At issue is the arcane way Congress does its annual budget. First comes a debate on a sweeping but nonbinding document that's called a budget resolution. It sets the broad parameters for follow-up legislation on spending and taxes.

Last summer's hard-fought legislation to lift the government's borrowing limit also set 10 years' worth of new, stringent "caps" on the Cabinet agency budgets set each year by Congress. Lawmakers followed it up in December with a $1 trillion-plus omnibus 2012 spending package that essentially froze day-to-day agency operating budgets.

In the eyes of Democrats, the White House and many Republicans, a deal's a deal ? the $1.047 trillion agency spending cap for fiscal 2013 should govern the upcoming round of spending bills.

A large contingent of Republicans, however, never supported the underlying debt and budget deal. And they won't support a GOP budget plan that affirms it.

"The cap is a ceiling, not a floor. I think there are a lot of people in my conference that would not vote for it at $1.047 trillion just because of the frustration of that," said Rep. James Lankford, R-Okla. "We have got to address more aggressively the debt issue."

Added Rep. Mick Mulvaney, R-S.C., "We're just trying to argue that we're really serious about spending less money."

A key wrinkle this year is that because the so-called deficit supercommittee failed to agree on at least $1.2 trillion in spending cuts over the coming decade, a round of automatic across-the-board spending cuts will kick in next January. Much of the reasoning behind lowering the caps is that the automatic cuts ? called a sequester ? would effectively reduce the $1.047 trillion cap by almost $100 billion anyway.

The White House says Republicans should return to the drawing board and look at tax increases and other accounts rather than further cuts to domestic programs like education, homeland security, community development grants and housing subsidies for the poor.

"What Congress should be doing is coming up with a balanced package of deficit reduction that asks all to shoulder their fair share, not pursuing deeper cuts to education, medical research, food safety and other critical areas," said Moira Mack, a spokeswoman for the White House Budget Office. "If Republicans rewrite the caps, then it would be breaking the budget deal."

The potential magnitude of the looming cuts has many pragmatic-minded Republicans on the Appropriations Committee also pushing back.

"We made a deal at $1.047 trillion and my view is it should be $1.047 trillion," said Rep. Steve LaTourette, R-Ohio. "You're looking, at in some of these appropriations, a 50 percent cut over two years. I don't see how you write bills."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-03-07-US-GOP-Budget/id-464ecfd330ca4f65b1175b381fe427c6

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How to Install the Windows XP Built In Fax Service - Wp-Answers ...

Have you ever thought of using your Windows XP computer to be able to send and receive faxes and not have to deal with far to expensive software? If your Windows XP computer has a modem or fax board installed, you can easily turn your computer into a fax machine. All it takes is a few steps to set up ? in most scenarios, it?s not a feature that was installed by default on Windows XP.

This is a great way to reduce the total amount of paper, toner, and other equipment that you find in your office. Fax is still a vital part of business communications, and moving your faxing to a computer can make it much easier for your organization. Windows XP makes a great alternative to a regular fax machine.

Have you ever pulled a fax out of a machine and it?s completely tattered? Faxes machines can often be very troublesome, making for a problem to manage. Ask a person who?s had a problem with a fax, and they?ll probably tell you what a nightmare hardcopy faxing can be. It?s amazing to think that people still use hardcopy fax machines.

Here?s what you do: Click ?Start?, ?Control Panel?, ?Add/Remove programs?. Click ?Add/Remove Windows Components? on the left side.

Once that window opens, you can then look at the options. The ?Fax Services? box should be checked. Once you have the fax services box check, select ?next? and follow the prompts through the program. If you are asked to insert the Windows XP CD, do so, click finish, and wait for the program wizard to finish.

When you want to configure the program, choose ?Start? then click on ?All Programs?, select ?Accessories?, then ?Communications?, ?Fax? and ?Fax Console?.

The fax configuration wizard will now start. When it is running, follow the steps and put any relevant information that you have available into the program. You?ll have to choose which modem to use (usually the first one that is hilighted), As well you?ll need to pick if you want your computer to be able to have the ability to send or receive faxes.

You will also have the option to configure TSID and CSID. These are the headers and fax information that get sent along with the message, and should be changed whenever you move your fax machine. TSID is the header information, CSID is the information that is displayed on the fax machine that is sending the message.

Select whether you want the machine to auto answer or manually answer. If you choose auto answer, specify how many rings before pickup. Also select whether to automatically print faxes or store a copy in a folder. Click ?Finish? on the Summary page of the Wizard.

Everything is now finished with the installation. To start the program, choose ?start? then ?accessories?, then ?communications?, then ?fax?.

For more on faxing with windows XP, we?ve found a good resource site at http://mikalonor.angelfire.com/windows-xp-fax.html

Source: http://answers.carecrunch.com/?p=8001&utm_source=rss&utm_medium=rss&utm_campaign=how-to-install-the-windows-xp-built-in-fax-service

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Wednesday, March 7, 2012

Protecting your Real Estate IRA

A large number of people who were planning to retire now find themselves postponing their plan, thanks to the stock market crash. With most 401(k) plans not allowing real estate investments, a large number of people preferred to invest in stocks, bonds and mutual funds but the collapse of the stock market has played spoilsport to many a retirement plan. That perhaps explains the sudden surge of interest in a self directed IRA where the money is ultimately used for real estate investments.

To put it simply, a self directed IRA is a rollover of funds from your 401k account to be investment in real estate through real estate IRA. Now this is done by withdrawing funds from your bank or broker (holding the 401k funds) and transferring it to an independent custodian who agrees to offer real estate as an investment option. You can now buy property with these funds. But all expenses towards the investment and all profits from the investment should be drawn from and towards the account. The custodian is likely to charge you a small fee for handling these transactions.

And if you aren?t smart with your real estate investment, you can always hire a REIT or a Real Estate Investment Trust, a company that can handle all your real estate investments including leasing out or renting the purchased property.

Self directed IRA, if handled well, is a good investment option. There are a few things that a person has to be mindful about before thinking about real estate 401k. For instance, if you already own a property, it cannot be transferred into a retirement account you control. Nor can a person buy a vacation home and rent or lease it to himself or any of his family members. This also includes investing in a company that you or any other member of your family own. Neither can you loan the money to yourself or a member of your family if the funds are in your retirement plan.

The IRS is very strict when it comes to compliance of rules in a self directed IRA. It?s very important that the funds derived from the 401k investment are used as an investment vehicle and not to fund your financial ambitions other than the primary motive. If the IRS discovers any other motive than investment, apart from disqualifying your IRA, it also imposes a 10% early withdrawal penalty, besides taxing you retrospectively at a potentially higher tax.

It also requires you to take your distributions once you reach the age of 70 1/2. Failing to do so, would result in penalties, regardless of the type of assets you hold in the retirement plan. But if you were to use the Roth IRA as a vehicle for your self directed IRA, this penalty can be avoided. Before you make any investment, make sure you?ve spoken to a tax professional for expert advice.

If done well, a self directed IRA can be an excellent vehicle to fund your retirement plans. James Stanley is an expert on retirement assets investment and has written several articles on real estate IRA and the check book IRA.

Source: http://www.articlemisc.com/protecting-your-real-estate-ira/?utm_source=rss&utm_medium=rss&utm_campaign=protecting-your-real-estate-ira

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Hackers busted after one becomes FBI informant

NEW YORK (AP) ? A group of expert hackers who attacked governments and corporations around the globe has been busted after its ringleader ? one of the world's most-wanted and most-feared computer vandals ? turned against his comrades and secretly became an informant for the FBI months ago, authorities announced Tuesday.

Five people, including a Chicago man, were charged in court papers unsealed in federal court in New York, and authorities revealed that a sixth person, Hector Xavier Monsegur, a legendary figure known in the hacking underworld as "Sabu," has pleaded guilty in New York, where he lives.

Authorities said it marked the first significant prosecution of major Internet hackers.

According to court papers, members of the group got their start as part of a large worldwide hacking organization known as Anonymous, which authorities said has been operating at least since 2008. Court papers accused Anonymous of a "deliberate campaign of online destruction, intimidation and criminality."

In chat rooms and on Twitter, Anonymous supporters erupted into a chorus of disappointment, confusion, and anger. Some wondered whether the news was an elaborate fraud. Others revisited earlier suspicions that Sabu was a government agent.

As members of Anonymous surveyed the damage Tuesday, one of its most popular Twitter feeds assured its followers that it was still OK.

"We're sailing close to the wind," the feed read. "Our crew is complete and doing fine."

Monsegur was portrayed in court papers as the ringleader of some of the group's more infamous deeds. Authorities said he formed an elite hacking organization last May ? a spinoff of Anonymous ? and named it "Lulz Security" or "LulzSec." ''Lulz" is Internet slang that can mean "laughs" or "amusement."

Despite the organization's lighthearted name, authorities said Monsegur and his followers embarked on a dastardly stream of deeds against business and government entities in the U.S. and around the world, resulting in the theft of confidential information, the defacing of websites and attacks that temporarily put victims out of business.

Authorities said their crimes affected nearly 1 million people.

Their exploits included attacks on cyber-security firms and the posting of a fake story that slain rapper Tupac Shakur was alive in New Zealand.

As their exploits became known, some hackers associated with the group boasted about their prowess.

Monsegur, free on $50,000 bail, was charged with conspiracy to engage in computer hacking, among other offenses. Authorities said he pleaded guilty Aug. 15.

According to the court papers, he was an influential member of three hacking organizations ? Anonymous, Internet Feds and Lulz Security. Court papers said he acted as a "rooter," a hacker who identified vulnerabilities in computer systems.

The court papers said he participated in attacks over the past few years on Visa, MasterCard and PayPal; government computers in Tunisia, Algeria, Yemeni and Zimbabwe; Fox Broadcasting Co. and the Tribune Co.; PBS; and the U.S. Senate.

Also charged in court papers with conspiracy to commit computer hacking were Ryan Ackroyd, Jake Davis, Darren Martyn, Donncha O'Cearrbhail and Jeremy Hammond. Three were arrested Tuesday; Davis and Martin were previously arrested.

Hammond, who is from Chicago, appeared before a federal judge there and was ordered transferred to New York. Martyn and O'Cearrbhail lived in Ireland, Ackroyd and Davis in Britain.

LulzSec members attained notoriety last May by attacking the PBS website and planting the false story about Shakur. According to court papers Tuesday, Monsegur and others did it in retaliation for what they perceived to be unfavorable news coverage of Wikileaks on the PBS news program "Frontline."

In July, when LulzSec's attacks were grabbing world headlines, an unknown person alleged that Sabu was Monsegur, publishing his personal details on the Internet. Sabu took to Twitter to deny that he had been exposed, and as Anonymous's attacks continued, suspicions eased.

Barrett Brown, a former journalist who became closely associated with Anonymous, said Sabu's betrayal would have a serious effect on Anonymous.

"He was an admired Anon," he said. "He's been a leader. People came to him with information. God knows what else he told them."

___

Associated Press writer Satter reported from London. Also contributing were Associated Press writers Colleen Long and David B. Caruso in New York and Michael Tarm in Chicago.

Source: http://news.yahoo.com/hackers-busted-one-becomes-fbi-informant-182653427.html

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Tuesday, March 6, 2012

BadCreditLoans.com Posts a Brand New Finance Article that ...


(PRWEB) March 05, 2012

While convenience and speed are essential parts of payday lending, so too are information and responsible borrowing habits. With this in mind, BadCreditLoans.com has posted brand new educational articles on the payday lending industry. Consumers can read these free articles to learn how to submit an electronic application for instant approval, compare loan quotes, select a lender, and find the lowest price available.

BadCreditLoans.com works in every way possible to offer an assortment of educational materials to those who visit the site whether theyre in search of an affordable payday loan or insightful information about the payday lending process, says BadCreditLoans.com spokesperson Chris Roberts. By putting educational materials into the hands of the public, BadCreditLoans.com can ensure consumers are up-to-date on payday lending law, familiar with common payday lending terms and fully aware of payday lending policies.

With hundreds of payday lending websites claiming to approve bad credit loans, consumers may find it difficult to decide which website is best. BadCreditLoans.com understands the challenge and offers a widely spanning array of financial articles and informational guides to help any consumers make the right decision.

The newest article in the BadCreditLoans.com library is entitled How It Works. By taking just a few minutes to read through it, customers can learn everything they need to know about the application, approval, disbursal of funds, and eventual repayment of their loan. It is a simple way to help anyone prepare for the financial decision they may be about to make.

Visitors to BadCreditLoans.com will find a one-stop resource in the search for a simple, fast and secure payday loan. Consumers who have a bank account and can provide other personal information, such as a Social Security number, home address, and work phone number, can complete an electronic application in just a few minutes. Once approved, they can select a lender, sign an e-signature contract, and get emergency cash deposited into a valid checking account within the following 24 hours.

With BadCreditLoans.com consumers can apply for payday loans and research the payday lending industry without ever having to leave the comfort of their house or office. All educational articles and instructional guides are available online, free of charge, 24 hours a day. The speed and convenience of the site together with BadCreditLoans.coms vast network of reliable lenders ensures that consumers get the best loan, at the best rates, in the most convenient manner possible.

Source: http://www.allaaccessori.com/2012/03/badcreditloans-com-posts-a-brand-new-finance-article-that-succinctly-and-effectively-explains-how-the-payday-lending-process-works/

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Study shows brain flexibility, gives hope for natural-feeling neuroprosthetics

ScienceDaily (Mar. 4, 2012) ? Opening the door to the development of thought-controlled prosthetic devices to help people with spinal cord injuries, amputations and other impairments, neuroscientists at the University of California, Berkeley, and the Champalimaud Center for the Unknown in Portugal have demonstrated that the brain is more flexible and trainable than previously thought.

Their new study, published March 4 in the advanced online publication of the journal Nature, shows that through a process called plasticity, parts of the brain can be trained to do something they normally do not do. The same brain circuits employed in the learning of motor skills, such as riding a bike or driving a car, can be used to master purely mental tasks, even arbitrary ones.

Over the past decade, tapping into brain waves to control disembodied objects has moved out of the realm of parlor tricks and parapsychology and into the emerging field of neuroprosthetics. This new study advances work by researchers who have been studying the brain circuits used in natural movement in order to mimic them for the development of prosthetic devices.

"What we hope is that our new insights into the brain's wiring will lead to a wider range of better prostheses that feel as close to natural as possible," said Jose Carmena, UC Berkeley associate professor of electrical engineering, cognitive science and neuroscience. "They suggest that learning to control a BMI (brain-machine interface), which is inherently unnatural, may feel completely normal to a person, because this learning is using the brain's existing built-in circuits for natural motor control."

Carmena and co-lead author Aaron Koralek, a UC Berkeley graduate student in Carmena's lab, collaborated on this study with Rui Costa, co-principal investigator of the study and principal investigator at the Champalimaud Neuroscience Program, and co-lead author Xin Jin, a post-doctoral fellow in Costa's lab.

Previous studies have failed to rule out the role of physical movement when learning to use a prosthetic device.

"This is key for people who can't move," said Carmena, who is also co-director of the UC Berkeley-UCSF Center for Neural Engineering and Prostheses. "Most brain-machine interface studies have been done in healthy, able-bodied animals. What our study shows is that neuroprosthetic control is possible, even if physical movement is not involved."

To clarify these issues, the scientists set up a clever experiment in which rats could only complete an abstract task if overt physical movement was not involved. The researchers decoupled the role of the targeted motor neurons needed for whisker twitching with the action necessary to get a food reward.

The rats were fitted with a brain-machine interface that converted brain waves into auditory tones. To get the food reward -- either sugar-water or pellets -- the rats had to modulate their thought patterns within a specific brain circuit in order to raise or lower the pitch of the signal.

Auditory feedback was given to the rats so that they learned to associate specific thought patterns with a specific pitch. Over a period of just two weeks, the rats quickly learned that to get food pellets, they would have to create a high-pitched tone, and to get sugar water, they needed to create a low-pitched tone.

If the group of neurons in the task were used for their typical function -- whisker twitching -- there would be no pitch change to the auditory tone, and no food reward.

"This is something that is not natural for the rats," said Costa. "This tells us that it's possible to craft a prosthesis in ways that do not have to mimic the anatomy of the natural motor system in order to work."

The study was also set up in a way that demonstrated intentional, as opposed to habitual, behavior. The rats were able to vary the amount of pellets or sugar water received based upon their own level of hunger or thirst.

"The rats were aware; they knew that controlling the pitch of the tone was what gave them the reward, so they controlled how much sugar water or how many pellets to take, when to do it, and how to do it in absence of any physical movement," said Costa.

Researchers hope these findings will lead to a new generation of prosthetic devices that feel natural.

"We don't want people to have to think too hard to move a robotic arm with their brain," said Carmena.

Co-author John Long, former UC Berkeley graduate student at the Helen Wills Neuroscience Institute and member of the Carmena lab, also collaborated in this study.

The National Science Foundation, Multiscale Systems Research Center, Defense Advanced Research Projects Agency, National Institute on Alcohol Abuse and Alcoholism, Marie Curie International, and the European Research Council helped support this research.

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The above story is reprinted from materials provided by University of California - Berkeley. The original article was written by Sarah Yang.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Aaron C. Koralek, Xin Jin, John D. Long II, Rui M. Costa & Jose M. Carmena. Corticostriatal plasticity is necessary for learning intentional neuroprosthetic skills. Nature, 2012 DOI: 10.1038/nature10845

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/--6vwH2Km0w/120304141848.htm

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Monday, March 5, 2012

Video: BP to pay billions to settle Gulf spill suit

BP agrees to a multibillion-dollar deal to settle economic and medical losses claimed in a lawsuit brought by victims of the 2010 Gulf oil spill. NBC?s Chief Environmental Affairs Correspondent Anne Thompson reports.

>>> there is word tonight of multibillion dollar settlement for those victims of the gulf oil spill. anne thompson has details.

>> reporter: good evening. it involves up to 120,000 shrimpers, business owners and individuals all impacted by the oil spill . b.p. estimates it will pay $7.8 billion to settle their claims which fall into two categories -- economic losses and medical claims. 2 $2.3 billion is set aside to pay for the seaside losses alone. a new administrator will be appointed by the court. feinberg has been accused by of being stingy in his assessment of the losses. b.p. does not settle the civil claims filed by the federal government or the states of louisiana and alabama. lester?

Source: http://video.msnbc.msn.com/nightly-news/46616071/

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